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Legitimate Free Money Hacks When You Need Cash
Need extra cash and need it quickly? Learn the best ways to get free money now!
Could you use some extra cash?
Who couldn’t these days, right?
You might need money now to pay an unexpected expense, for example. Or maybe you could just use some extra cash to help pay the bills.
Starting a side hustle is one option for making more money.
And there are so many amazing ways to make money with a side gig, including:
- Getting paid to write
- Making money as a proofreader
- Trying online transcription jobs
- Teaching kids online
- Becoming an online stylist
But side hustles can take a little time for the cash to start rolling in.
And if you need money now then you could probably use some other ways to get cash.
So that’s why I love free money hacks.
Free money hacks help you get money with little to no effort. And I’ve rounded up some of the best ways to get free money so you can stop being broke!
How Can I Get Free Money Now?
There are lots of ways to get free money these days, without having to get a job or even leave the house.
The trick is knowing where to find them!
The great thing about free money hacks is that they can put cash in your bank account without having to get a real job or start a side hustle.
(But if you want to make money on the side, check out this start a side hustle ultimate guide!)
I love free money hacks because they’re so easy to do. And even small amounts of extra cash can make a big difference when you’re living on a tight budget.
Some of the money hacks you’re about to learn help you get money for free by saving it; others help you get free money by making it.
There are a lot of ways to get free money so here’s my advice: Don’t try to do them all at once.
Go through the list and figure out which free money hacks you want to try first.
That can make it easier to figure out which ones are worth your time and energy.
50 Easy Free Money Hacks to Get Cash When You Need It
Ready to start getting free money on the side?
Here are my best money-saving and money-making hacks to try!
Get paid to watch videos online
If you’re spending time online, getting paid to watch videos is one of the easiest free money hacks to try.
You literally get paid to watch videos, movies and tv shows — stuff you probably do all the time anyway.
So why not get rewarded for it?
If you want to get free money for watching videos, I have a few sites to help get you started!
Swagbucks is one of my favorite sites for making extra money watching videos.
When you sign up for Swagbucks, you can make money online by watching videos, taking surveys and completing other simple tasks.
Watching videos with Swagbucks is a great way to get free money in your spare time.
InboxDollars is another easy way to make money online from home.
You can get paid to watch videos, read emails, play games or take surveys. And it’s one of the best paying survey sites to make extra money on the side.
3. Vindale Research
Vindale Research is one of the best-known survey sites for getting paid to share your opinions.
But you can also make extra money in minutes a day watching videos with Vindale.
It’s free to sign up and they pay through PayPal, so you can get the free money you earn fast!
Like free gift cards?
They can definitely come in handy when you need to do your holiday shopping. When you sign up for MyPoints, you can get gift cards for watching videos and doing other simple tasks.
I’ve been using MyPoints for over a year now and I love how easy it is to rack up rewards for things I already do online.
It’s another must-try option if you’re looking for simple free money hacks!
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Get free money when you shop
If you’re shopping online or in-store, why not get some of that money back?
That’s what you can do with cashback apps.
Cashback apps are one of the best free money hacks for making and saving money easily!
But which cashback apps are worth your time?
Here are some of my favorite cashback apps to get free money!
5. Rakuten (formerly Ebates)
If you’re not using Rakuten to earn cashback when you shop you’re missing out!
This is seriously one of the best cashback apps for earning free money on purchases.
Depending on where you shop, you can earn up to 40% in cashback on what you spend! That’s just too good to pass up.
Plus, you can even get free money back on top of your cashback earnings when you sign up.
If groceries are a big drain on your budget, then the Ibotta app is a must-have.
Ibotta lets you earn cashback at partner grocery stores and retail stores, making it a huge money-saver for frugal families!
Dosh is a must-have cashback app if you like to shop or eat out.
You can earn cashback instantly with the Dosh app by linking your debit or credit card and spending money like you normally would.
Any time you make a purchase at a partner merchant, Dosh pays you free money automatically!
It’s a super simple way to make and save money.
Drop is a newer cashback rewards app that’s worth a try if you’re looking for free money hacks.
Here’s how it works:
- You shop at the brands you love, whether it’s restaurants, shopping or travel
- Drop pays you rewards on eligible purchases
- You redeem those rewards for gift cards to top brands like Amazon, Netflix and Starbucks
I love Drop because it’s so easy to use and getting free gift cards is a sweet way to save money!
ShopAtHome is a sister site to Swagbucks and MyPoints.
This site gives you cashback when you shop online at partner stores. And you can score discounts and coupon codes for even more savings.
Plus, you can also earn rewards for taking surveys online, so you’ve got multiple free money hacks to choose from!
Honey is a Chrome extension that helps you find the best deals whenever you shop online.
You download the extension and Honey will automatically scan your purchases at checkout to apply coupon codes or discounts.
And it’s especially great for shopping on Amazon. When you add items to your Amazon card, Honey will scan the site to see if another seller is offering the same item for less.
TopCashback lets you earn cash back when you shop just like Rakuten, Dosh or any of the other apps I’ve mentioned here.
You create your account online, shop offers and earn cashback!
It’s that easy to get free money when shopping for things you already planned to buy.
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Get free money by taking surveys
Taking surveys may not make you rich but it can put free money in your pocket!
The great thing about making money taking surveys is that it doesn’t take up a lot of your time. And you can sign up with more than one survey site to get paid.
An easy and genius free money hack!
12. Survey Junkie
Survey Junkie is hands-down my favorite way to make free money taking surveys. I’ve made over $2,000 this year alone with Survey Junkie!
What I like best about it is that they don’t spam your inbox constantly with emails the way some survey sites do.
I already mentioned Swagbucks as one of the best ways to make money by watching videos.
But you can also use this app to get paid to take surveys. And if you sign up now, you can get a $5 bonus!
14. Shopper’s Voice
If you like free stuff and saving money, then you’ll love Shopper’s Voice!
With this survey site, you get free money and stuff for sharing your opinions. Plus, you can enter their monthly giveaway to get $500 in free cash!
OpinionInn offers real cash payments for taking surveys online.
Each survey you take lets you earn money. Once you reach $25 in earnings you can cash out to PayPal.
16. Opinion Outpost
Opinion Outpost is an online market research panel that pays people for their opinions.
You can take surveys, test products and watch ads to earn money.
Opinion Outpost pays you cash through PayPal or you can get your rewards as an Amazon gift card.
17. Reward Survey
Reward Survey is a little different from other survey sites. But it’s still worth a mention on this list of free money hacks.
When you take surveys with Reward Survey, you earn points. You can then redeem those points for magazine subscriptions.
If there’s a favorite magazine you love but don’t want to spend money, Reward Survey can help you get it for free!
Get free money by buying and selling gift cards
Gift cards can be an easy way to make money or save money.
There are plenty of free money hacks you can try to get them without spending a dime.
And if you have a pile of gift cards you don’t plan to use, why not sell them for quick cash?
Here are some of the best options for earning gift cards, selling them or buying them at a discount.
18. Gift Card Granny
Gift Card Granny is probably one of the best-known sites for buying and selling discounted gift cards.
If you have gift cards you’re not using, you can unload them for quick and easy cash. And if you need to buy gift cards, you can find plenty of deals on them here.
It’s a win-win for getting free money either way!
Raise offers discounted gift cards, up to 30% off. Plus, you can get a cashback bonus on your first purchase.
And if you have gift cards to sell, you can do that here too. It’s another easy way to make money or save money with little effort.
Cardpool is another popular site for buying and selling gift cards at a discount.
When you buy gift cards through the site, you can get them at up to 35% off. That’s a nice chunk of savings for you if you need to buy gift cards.
You can also sell gift cards through Cardpool for easy money. You tell Cardpool what kind of gift card you have, they give you a quote and you can decide whether to list your card or not.
It’s a painless way to get free money!
21. Card Cash
Want to get rid of unused gift cards and exchange them for stuff you really want?
That’s what you can do with Card Cash.
You can sell unwanted gift cards for up to 92% cashback or trade them for other gift cards. When you trade for other gift cards, you get up to 9% more value!
And you can also buy discounted gift cards through the site to save money.
All-around, it’s an easy way to get free money with gift cards, whether you’re buying or selling.
ClipKard pays you cash for gift cards you want to sell or lets you buy them at a discount.
Compared to other gift card sites, ClipKard offers some of the best deals. And they’ll even pay for you to ship the physical gift cards that you want to sell.
23. Monster Gift Card
Monster Gift Card lets you list gift cards for sale that are valued from $10 to $200.
It’s an easy way to pick up extra cash for free. Just note that they pay by check, not PayPal so it could take a little longer to get a payout after selling your gift cards.
Get free money with refund apps
Cashback apps save you money when you shop. Refund and price matching apps save you money after the fact.
These apps work differently but the idea is simple: if you can find something you bought for less elsewhere, the app negotiates a refund or price match for you.
This is probably one of the best free money hacks that doesn’t get enough attention!
Here are my top picks for price-matching and refund apps.
Paribus is a price-matching app that does all the work for you.
You sign up for Paribus using the email that you have your online receipts delivered to. The app scans your receipts and looks for lower prices on the things you bought.
If it finds potential savings, Paribus negotiates a price match refund for you.
Besides that, the app will also negotiate with Amazon if your deliveries are late. And it keeps track of refund windows so you never miss a chance to get money back!
Earny is a price protection app that you can use to get free money back on purchases.
The app offers 24/7 price monitoring and if something you bought goes on sale, you can get a refund of the difference in price.
Earny also pays you cash back for sharing links with friends that shop online. So it’s a win-win free money hack!
26. Sift Wallet
If you use a credit card to shop and want some free money hacks to save on purchases, you’ll love Sift Wallet.
You link your credit card to the app and Sift calculates which of your rewards cards will offer the most points or cash back on purchases.
Plus, you can get automatic refunds when prices drop. If your credit card has done away with price protection as a member benefit, Sift Wallet can pick up the slack.
Save money on monthly bills
Tired of trying to stretch your budget every month?
Another of my favorite free money hacks involves using bill negotiation apps to find a better deal on almost everything.
These apps review your expenses, negotiate better deals with your billers and help you pinpoint expenses you can cut out of your budget to save.
Here are three of the best bill negotiation apps for saving major cash!
Billshark can help you save money on monthly bills. In fact, you could save as much as 25% off your bills each month!
Sounds good, right? Billshark’s experts work on your behalf to negotiate bills and cancel unused subscriptions.
It’s a painless free money hack that’s worth a try if you’re tired of struggling with the bills.
Read my full review of Billshark and how to get the most out of this money-saving service.
Trim is another super useful tool for cutting expenses from your budget.
Trim is a financial manager that reviews your spending and looks for things you can cut out like unused subscriptions.
The app can also help you find other ways to save, like cutting out pricey bank fees or getting a discount on your cell phone plan.
That’s a plus if you struggle with managing your budget every month.
This app is great if you want to find savings each month and get a clear snapshot of your financial life. I highly recommend this one if you’re just starting out with learning how to budget.
30. Get rid of your contract cell phone plan
Spending hundreds of dollars on cell phone bills is such a waste of money, right?
I was tired of spending $200+ every month for Verizon, so a few years ago I switched to a prepaid phone. That allowed me to cut my phone bill by 75%!
If you’re looking for an easy free money hack to put cash back in your budget, consider switching your cell phone plan to Tello.
Tello plans start as low as $5 a month and you can buy one of their phones for super cheap or use your own Sprint-compatible phone for even more savings!
Sell things you don’t need to get free money
Got stuff lying around the house you don’t need or aren’t using?
Turn it into free money by selling it!
There are plenty of options for selling your unused or unwanted stuff. Here are some of the best ways to make money selling things you no longer need.
Decluttr is a go-to pick for selling CDs, DVDs, games and books.
You tell Decluttr what you have to sell and they give you an instant quote. If you like their offer, you ship in your items and get paid!
It’s that simple and best of all, Decluttr covers the shipping costs for you.
Gazelle is a great option for making money selling your stuff if you have old electronics you want to get rid of.
With Gazelle, you can sell used cellphones (or buy them), along with other electronic devices.
It works sort of like Decluttr: you tell Gazell what you have to sell, they give you a quote and if you’re happy with the amount, you ship your stuff in and get paid.
I love books but every so often, I have to clear out the clutter and get rid of the ones I’m not reading.
So I sell them through SecondSale.
This site is all about buying and selling used books. So if you have a library that’s bursting at the seams, you can try selling your books here for free money.
thredUP is the world’s largest online consignment store.
This could be a great place to sell your old clothes or clothes your kids have outgrown for real cash.
Plus, you can also shop thredUP to find bargains on gently used clothes and save your family money!
If you have some high-end clothing or accessories, you could sell them to get free money on Poshmark instead.
Poshmark caters to shoppers who want to look fashionable for less. So if you have some designer gear that you no longer want or need, you could easily sell it here for free money.
36. Facebook Marketplace
Facebook Marketplace is a great option for selling your stuff locally.
Some of the things I see sold on our local Marketplace include furniture, baby items and pet accessories.
And another easy way to get free money through Facebook is to sell your stuff in local bargain groups. I see people selling just about anything and everything in our local group for quick and easy cash.
eBay is another great choice for selling items and making easy money.
There are fees for selling on eBay but you could easily make them back if you’re pricing your items correctly and the things you have to sell are in-demand.
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Get free money from your bank
There are some great free money hacks that can help you get cash from your bank. There are a few different ways to do it, including:
- Signing up for new account bonuses
- Changing banks to save money on fees
- Opening a new savings account to get a higher interest rate
If you’re in the market for a new bank, try these options for getting free money.
38. CIT Bank
In these days or rapidly dwindling interest rates, CIT Bank is still one of the best online banks for getting a great rate on savings.
CIT Bank offers high yield savings accounts, money market accounts and CD accounts. Their interest rates are easily some of the best around and way better than what you could find at a traditional bank.
39. Axos Bank
Axos Bank is another great online banking option for making great money in interest while saving money on fees.
Their high yield savings accounts offer a stellar APY and there’s no minimum balance required to open an account.
If you’re looking for all in one banking to save money on fees, you can also open checking accounts and loans with Axos Bank.
40. Chase Bank
If you want to stick with a brick-and-mortar bank you could check out the bank account bonus offers on tap with Chase.
Chase routinely offers bonuses worth several hundred dollars to new customers who open checking or savings accounts.
You may have to meet certain requirements, like making a certain number of minimum deposits, to snag a bonus.
But this is one of the best free money hacks that doesn’t take a lot of work.
HSBC is another solid option to consider if you’re interested in bank account bonuses.
They’ve offered bonuses as high as $450 in cash to customers who open new accounts.
That’s an insane amount of money you can get for free just for switching banks! So if you’re looking for a new bank, HSBC is worth a look.
Even more free money hacks!
There are some hacks for getting free money that don’t really fit into any one category. So I rounded them up here for you instead!
Try these money-making ideas to make easy cash when you need it!
42. Rent out your car
Got a car you’re not driving all that often?
Both let you list your car for rent and help you connect with people who need a temporary set of wheels.
It’s a much easier way to make money with your car versus driving Lyft or Uber or trying a delivery side hustle.
(But if you’re interested in delivery side hustles, you can easily make quick cash with Instacart or Postmates!)
43. Or wrap your car instead
If you don’t want to rent your car out you can still try this free money hack to get paid: wrapping your car.
Companies like Wrapify will pay you cash money to drive around town with ads on your car.
If you don’t mind advertising while you’re cruising around, then it’s another super easy way to get money free!
44. Get paid to lose weight
I don’t know about you but I could lose a few pounds.
And if you’re the same, then you could get paid to lose weight while getting healthy.
With HealthyWage, you can place a bet for real cash on how much weight you want to lose. If you reach your goal, you earn cold hard cash!
45. Look for unclaimed money
Did you know free money could be waiting for you out there that you don’t even know about?
There are literally billions of dollars in unclaimed money just waiting for their rightful owners to show up.
If you want to find out whether you have any free money waiting on you, here are some sites to help with your search:
- USA.gov Unclaimed Money
- National Association of Unclaimed Property Administrators
- Missing Money
- Unclaimed Assets (U.S. Department of the Treasury)
46. Be a mock juror at home
Do you like crime shows?
You could make some quick and easy free money by becoming a mock juror online.
All you have to do is review the facts of the case and offer your verdict. Try OnlineVerdict.com to find mock juror jobs.
47. Get paid to listen to music
Like listening to music? With Slice the Pie, you can get free money to do it!
Slice the Pie pays you money to listen to up and coming artists and rate what you hear.
This free money hack doesn’t get any easier, plus it’s a fun way to pick up extra cash!
48. Contribute to your employer’s 401(k) plan
If you’re working and you have access to a 401(k), you could be leaving free money on the table!
How, you ask?
It’s simple. By not taking advantage of your employer matching contribution.
If you haven’t checked your contribution rates lately, give it a look.
At a minimum, you should be contributing enough to your plan each payday to get the full employer match.
If you’re already putting money into your plan, bumping up your contributions to get the match tops the list of no-brainer free money hacks!
49. Refinance your student loans or consolidate debt
If you have student loans or credit cards, then you know the pain of interest charges costing you money each month.
A simple solution is to refinance your loans or consolidate debts with a new loan at a lower interest rate.
Even if you only lower your rate a little that could translate to hundreds or even thousands of dollars in savings over time.
50. Invest and save to earn passive income
Last but not least on this list of free money hacks is investing to earn money passively.
So what does that mean?
Passive income is money you earn without having to do anything. And that’s really what investing is.
You invest your money in a mutual fund or ETF. If the fund goes up in value, you make money!
I know investing seems like a complicated thing but it isn’t. If you need a simple way to start investing for passive income, give Acorns a try.
Acorns links to your bank account, rounds up your transactions and invests your spare change.
It’s a stupid-simple way to get free money and grow a little wealth while you’re at it.
How can I get free money now?
If you want to get free money, then the simplest way to do it is to start putting some of these free money hacks to work.
My favorite (and possibly the fastest) way to get free money is to sell things around the house you don’t need.
This is a great way to get cash the same day if you’re selling things through a local bargain group on Facebook or Craigslist.
After that, I love cashback apps for getting free money.
Rakuten, for example, gives you $20+ in bonuses each time you refer a new shopper to the app. How sweet is that?
You can make money with Rakuten even if you don’t buy a thing, just by telling other people how great the app is.
How can I make $100 fast?
If you need a quick $100, then again, selling things is probably going to be your best best.
Or you could hire yourself out for a work today, get paid today gig.
For example, you could make an easy $100:
- Doing yardwork
- Helping someone move
- Running errands for someone
If you need to make $100 fast, think about what items you can sell first. Then think about ways you could sell your time or skills to make the cash you need quickly.
How can I earn $100 a day?
Making $100 a day consistently could be a lifesaver when money is tight.
And if you play your cards right, you could get free money and make $100 a day without leaving home.
My favorite way to make $100 a day online passively is blogging.
This blog makes around $100 a day from ads and affiliate sales. I’m not going to be able to quit my regular business yet but the extra income I make is pretty sweet.
If you’re interested in blogging to make $100 a day, I’ve got a step-by-step guide to starting a money-making blog you’ll want to read.
Or you could head over to Siteground now to purchase hosting and get your new blog up and running in minutes!
Besides blogging, delivery side hustles can also be a great way to make $100 a day or more.
With Instacart, DoorDash and Postmates, for example, you get paid an hourly rate to make deliveries. But you can also score tips along the way.
I always tip my Dashers and Instacart shoppers generously so I know this can be a legitimate way to make cash quickly.
Do you have any favorite free money hacks?
Hopefully, I’ve given you plenty of ideas on how to get money free. Because let’s be real, who doesn’t like free money?
Do you have a great money-saving or money-making hack to share?
Head to the comments and tell me about it.
Then don’t forget to pin and share this post!
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